Website and Purchase Terms
These Website and Purchase Terms (the “Terms”) are an agreement between you and AGS US LLC, a Maryland limited liability company doing business as Margin Ninja (“Margin Ninja,” “we,” “us”). They apply to marginninja.com, go.marginninja.com, our free tools, our emails, and digital products bought through our order forms (together, the “Sites”).
1. Acceptance of These Terms
By using the Sites, submitting a form, or buying a product, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Sites. If you use the Sites for a business, you agree on behalf of that business and confirm you have authority to do so; “you” then includes that business.
2. Eligibility and Business Use
The Sites and our products are intended for business owners and professionals using them for business purposes. You must be at least 18 years old and able to enter into a binding contract. Our products are designed for U.S. businesses.
3. Using the Sites; Prohibited Conduct
You may use the Sites only for lawful purposes and in line with these Terms. You agree not to:
- copy, scrape, crawl, or harvest content or data from the Sites by automated means, or use it to train or build a competing product or AI model, without our written permission;
- share, resell, sublicense, publish, or distribute our digital products, downloads, or access links;
- interfere with, overload, probe, or bypass the security of the Sites, forms, or checkout;
- submit false, misleading, or someone else’s information, or use the Sites to send spam or malware;
- use the Sites in any way that infringes others’ rights or violates any law.
We may suspend or end your access to the Sites or a product if we reasonably believe you have violated these Terms.
4. Intellectual Property and Limited License
The Sites and all content, products, checklists, “Fix cards,” templates, scoring methods, text, graphics, and software on them, and the Margin Ninja, CiteStrike Protocol, MarginRadar Engine, and Blindspot names and logos, are owned by Margin Ninja or its licensors and are protected by intellectual property laws. We reserve all rights not expressly granted.
When you buy a digital product, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use it for your own business’s internal use only (you and your business’s employees). You may not resell, share, post, sublicense, or distribute it, use it to provide services to others, or create competing products from it. This license ends automatically if you breach these Terms.
5. Digital Product Purchases
Price. The price is shown on the order form at checkout in U.S. dollars (for example, the DIY Visibility Check + 7-Day Fix Kit is currently a $17 one-time purchase). Applicable taxes may be added. We may change prices at any time; changes do not affect orders already paid.
Payment. Payments are processed by Stripe through our order forms on go.marginninja.com. By paying, you authorize the charge for the amount shown. We do not store full card numbers. One-time products do not renew.
Delivery. Digital products are delivered electronically, usually immediately after payment, by download link, access page, or email. If you have not received access within 24 hours, email info@marginninja.com.
All sales final – no refunds. Because digital products are delivered and accessible instantly, all sales are final and non-refundable once the product has been delivered or accessed. We will, however, correct a duplicate charge or resend access if delivery fails.
Chargebacks. Please contact us first about any billing problem. Filing a chargeback for a valid purchase that was delivered is a breach of these Terms; we may revoke your license and access and provide records of your purchase and delivery to the payment processor.
Errors. If a price or product is listed in error, we may cancel the order and refund any amount charged for it.
6. Free Tools and Content
Our free self-check quiz, Blindspot Diagnostic, Blindspot score, The Blindspot Brief, and other free content are provided as is, for general information, and may change or end at any time.
7. No Guarantee of Results
We do not guarantee any result. This includes any search engine ranking, map-pack position, mention, citation, or recommendation by ChatGPT, Perplexity, Google AI Overviews, Gemini, or any other AI assistant or answer engine, or any level of traffic, calls, leads, sales, or revenue. Those outcomes are decided by third-party platforms and algorithms we do not control, and by your market, competition, and actions. Scores, examples, and before/after notes are illustrations, not promises.
8. Educational and Informational Content Only
Our content and products are educational and informational. They are not legal, tax, accounting, financial, or other professional advice. You are responsible for your business decisions and for following laws and platform rules that apply to you.
9. Managed Services
Our managed services, including the CiteStrike Protocol and MarginRadar Engine, are provided only under a separate written Client Services Agreement signed by you and Margin Ninja. Descriptions on the Sites are general information, not an offer or contract terms. If these Terms conflict with a signed Client Services Agreement, the Client Services Agreement controls.
10. Third-Party Links, Platforms, and Tools
The Sites and products may link to or rely on third-party websites, platforms, and tools (for example, payment, search, maps, review, and AI services). We do not control them and are not responsible for their content, availability, accuracy, or practices. Your use of them is subject to their terms.
11. Email Communications
By buying a product or submitting a form, you agree we may send you emails related to it (such as receipts and delivery emails). Marketing emails, including The Blindspot Brief, are sent as described in our Privacy Policy, and you can unsubscribe at any time using the link in every marketing email. You agree that agreements, notices, receipts, and other communications we provide electronically satisfy any requirement that they be in writing.
12. Privacy
Our Privacy Policy explains how we handle personal information and is part of these Terms.
13. Disclaimers
THE SITES, FREE TOOLS, AND DIGITAL PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, MARGIN NINJA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SITES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, OR CURRENT.
14. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, MARGIN NINJA WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM THE SITES, FREE TOOLS, OR DIGITAL PRODUCTS.
MARGIN NINJA’S TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SITES, FREE TOOLS, AND DIGITAL PRODUCTS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE PRODUCT GIVING RISE TO THE CLAIM IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). This Section does not apply to managed services, which are governed by the Client Services Agreement.
15. Indemnity
You will defend, indemnify, and hold harmless Margin Ninja and its members, employees, and subcontractors or third-party providers from third-party claims, and related losses and reasonable attorneys’ fees, arising from your misuse of the Sites or products, your content or information, your business practices, or your breach of these Terms or the law.
16. Governing Law and Disputes
These Terms are governed by the laws of the State of Maryland, without regard to conflict-of-law rules.
Before filing any claim, the party raising a dispute will send a written notice (email is enough) describing it, and the parties will try in good faith to resolve it within 30 days. If not resolved, the parties may agree to optional mediation in Maryland.
Any unresolved dispute will be decided exclusively by the state courts located in Montgomery County, Maryland, or, where federal jurisdiction exists, the United States District Court for the District of Maryland, and you consent to their jurisdiction. Either party may bring a claim in small-claims court or seek urgent injunctive relief to protect intellectual property or confidential information.
Any claim must be brought within one (1) year after it arises, to the extent permitted by law.
17. Changes to These Terms
We may update these Terms from time to time by posting a new version on the Sites with a new effective date. Changes apply going forward and do not change the terms of a purchase already completed. Your continued use of the Sites after changes are posted means you accept them.
18. General
These Terms (with the Privacy Policy and any order form) are the entire agreement between you and us about the Sites and digital products. If any part is unenforceable, the rest remains in effect. Our failure to enforce a term is not a waiver. You may not assign these Terms; we may assign them to a successor or affiliate. We are not liable for delays caused by events beyond our reasonable control. Headings are for convenience only.
19. Contact Us
AGS US LLC d/b/a Margin Ninja • PO Box 121, Olney, MD 20830 • info@marginninja.com • 240-415-8783